To Qualify, you need to:

• Be over 18 years old
• Be employed fulltime
• Take home more than £750 per month
• Have a bank account with a valid debit card

It only takes five minutes from start to finish – this includes signing for your loan!

How much can I borrow?

You can borrow from £80 up to £750 depending on your personal circumstances. Money can be sent into your account the same day, but some banks might take 1 – 3 days for funds to clear.

Can I get a Payday Loan?

If you are over 18, in full time employment and earning more than £750 a month, you are likely to qualify. All you then need is a bank account for us to pay the loan in, with a debit card for you to repay!

What information do you need?

Our simple online form only requires the following information:

1. Your name and address
2. Your date of birth
3. Your contact telephone numbers and email
4. Your work and pay details
5. Your bank account and debit card details

Why do you need all this information?

GetMyPayDayLoans.co.uk are an affiliate of MEM Consumer Finance Ltd, Free Cash Locator, Thames Financial Loan Services and Payday finder who are all responsible loan provider and this means that they need to verify:

1. That it is you taking out the loan
2. That you are in full time employment and able to repay the loan
3. That we put the money in your account and no-one else’s account
4. That you can repay us in a simple and hassle-free way

Do you credit score my application?

No, we don’t currently credit score your application.

I have a bad credit history - will this affect my loan application?

Not necessarily. We look at each application based on your recent circumstances.

I don’t have a debit card - can I still apply?

We require you to have a debit card in order for us to take your loan repayment.

What do I have to do?

Complete our quick application online. If you are approved, you will be asked to complete your bank and debit card details and then sign your loan agreement. The Lender will do the rest!

When will I receive my loan?

Your Funds will be transfered to your account on the same working day as your loan is completed. Please note that some banks take up 1 to 3 days for money transfers to clear.

How will I get my money?

It’s paid directly into your bank account so you can access it as you would normally take money from your account.

Can I have two payday loans at the same time?

No all prior payday loans have to be repaid before another can be offered. This is because we want to ensure you can easily pay what you borrow.

How do I pay back my loan?

Easy – your provider will take the agreed repayment amount from your debit card on your next payday – there’s nothing else for you to do.

Can I defer my payment?

Yes - although after deferring the payday loan twice we will ask you to start reducing the balance. Deferral will incur new charges for every month the loan is deferred – but still at the fixed rate – there are no additional charges.

My payday or debit card details have changed?

If your payday has changed, or you have a new debit card, please contact your Payday Loan providers customer services team as soon as possible and they will make the necessary changes!

What if I have problems paying?

We understand that people’s circumstances can change. If this is the case, you must let your Payday Loan provider know as soon as possible and they will do their best to help.

The most important things to note are:

1. Don’t borrow money you don’t think you can pay back
2. Talk to your Loan Provider who will help as much as possible

Arranging your Payday Loan through GetMyPaydayLoan.co.uk is simple and fast!  We compare the leading providers who will give an instant online decisions, without the need for faxes or post.*

You are just a few minutes away from your payday loan!!

All you need to do is:

1. Compare the leading Payday Loan Providers in our table and press “Apply” when satisfied
2. Fill out the chosen providers application form
3. Within a minutes they will tell you if you have been approved
4. Once you’ve been approved,  then enter your bank account details (so funds can be transfered) and debit card details (so you can repay your loan on your payday) and press “Submit”
5. Your loan agreement will be displayed online for you to sign
6. In some cases,  your funds will be transfered the same working day.  Please be aware that some banks do take 1 – 3 days for the funds to clear.

How much can i borrow?

You can borrow from £80-750 depending on your circumstances.
To find out how much YOU can borrow, start comparing from our table and apply Today!

There are no administrative costs to set up the loan.

 TYPICAL APR 1845%

Are Payday Loans Right For Me?

With payday loans from GetMyPaydayLoan.co.uk you can:

1. Pay those ever increasing household bills
2. Get the Car fixed without waiting until payday!
3. Go on at Stag or Hen party coming up 
4. Pay your overdraft – just in time

How do i repay my Payday Loan?

Repaying your payday loan could not be easier.

Your Payday Loan Provider will simply debit the payment from your debit card on your payday for the agreed amount – no fuss and nothing further for you to do.

Can i defer my Payday Loan repayment?

Payday Loan Providers do understand that occasionally people will need to borrow money for a second month.  They call this a deferral.  You will have to repay the charges and we suggest you pay as much as possible to reduce further charges.

If you feel you may need to defer your loan, please contact your Payday Loan Providers customer services team where one of their dedicated advisers will be pleased to help you.

• APR means Annual Percentage Rate
• It is the way the law requires firms to show their interest rates.
• See our FAQ’s for more details

Credit Score

• A credit score is a check done with a credit reference agency to confirm how well you manage your money
• We use this to approve your loan and confirm your identity

Debit Card

• Card attached to your bank account which takes payment directly from the cash in your account rather than on credit

Deferral

• Means postponing full payment of your loan for one month by paying the only the charges
• This incurs another month’s interest

Payday Loan

• A short term loan which you repay on your next payday