TERMS & CONDITIONS

Definitions The following words have the following meanings:

“Terms” means these terms and conditions; “Product Provider” means any business, fund manager, broker, bank, insurance company, building society or any other financial institution or corporation providing a product or service; “We/Us/Our” means GetMyPaydayLoan.co.uk which is a product of Get My Finance Limited; “You” means the user of the website. By using this website, You are accepting these terms.

INFORMATION ABOUT US AND OUR WEBSITE

GetMyPaydayLoan.co.uk is a website operated by Get My Finance Limited (”We” and “Us”). We are registered in England and Wales under company number 6369678. Our registered office is:

Get My Finance Limited
3 Cross Place
Maindy
Cardiff
CF14 3AQ

Our intention is to provide an overview of Payday Loan products to which We have access and that is available to You. Whilst We endorse all the services and products available on Our site, We cannot offer tailored advice. Should You require tailored advice, then seek independent professional advice.

OUR RIGHTS

We reserve the right at any time to modify or withdraw, temporarily or permanently, the website or any part of it without notice to You and We will not be liable to You in any way for any modifications or withdrawal of the website. We also reserve the right to modify these terms without reference to You. We reserve the right at any time to refuse to process a transaction for any reason. We will not liable to You or any third party by reason of our failing to process a transaction.

We use reasonable endeavours to ensure that the information on Our website is accurate and up to date and Our service reliable. Like any other business, We try to correct any errors in Our website as soon as practicable after being made aware of them, However, We can not provide You with any guarantee about this. We also can not guarantee that Our website or the information on it will be fault free, uncorrupted or free of viruses which may harm your computer.

COPYRIGHT, TRADEMARKS AND SITE CONTENT

You acknowledge and accept that all copyright, trademarks and all other intellectual property rights in all material or content provided as part of the website belong to Us, or a product provider. You may download material from this site for your personal use only. No right, title or interest in any downloaded materials is transferred to You by such downloading. Any other use of the material and content of the website is strictly prohibited and You agree not to copy, reproduce, transmit, display, publish, distribute, commercially exploit or create derivative works of such material except with Our written consent.

OUR LIABILITY TO YOU

While We will use all reasonable endeavours to ensure the accuracy of any information placed on the website, We make no representations or give any warranties of any kind with respect to this site or its contents and We disclaim all representations, except where fraudulently made, and warranties. In addition We make no representations or warranties about the accuracy of the information contained on this website. The information provided to You in connection with the products is provided by the product providers and You acknowledge that We have no liability to You with respect to the accuracy of such information. As We rely on information given to Us by third parties there may be a time delay in keeping that information up to date. You should therefore check the accuracy of the information. The website may not cover all Payday Loan providers in the market. We make no warranty that the website will meet your requirements or will be uninterrupted, timely, secure or error free, that defects will be corrected, or that the site or server that makes it available are free of viruses or represents the full functionality, accuracy or reliability of the materials. We will not be liable to You for any loss of content or material uploaded or transmitted through the website. We cannot guarantee that our Third party providers will be able to deliver a service or product at any particular time. We do not accept any liability in the event of withdrawal of any offering or rejection of your application by the product provider for any reason whatsoever. We, nor any of Our directors, agents or employees will be liable for damages arising out of or in connection with your use of this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including, without limitation, compensatory, direct, indirect or consequential damage, loss of data, income or profit, loss or damage to property and claims of third parties. This website is designed to provide You with general information only and does not attempt to give You advice or recommendations on any particular service or product. In particular for financial services or products, if You have any doubt as to whether a particular service or product is suitable for You, You should seek independant  professional  advice.

INDEMNITY

In using this website, We require that You abide by these terms. If You fail to abide by them, and this failure causes Us to suffer a claim, action, liability or loss because of your failure to abide by these terms, You agree to indemnify Us, on demand, for all costs and expenses, including legal fees, which arise out of your failure to abide by these terms.

THIRD PARTY LINKS

Our Website is entirely free to use. However, Our Website contains links to other sites and resources provided by third parties which may offer You services or products for a fee. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from Your use of them.

If You chose to obtain services or products from third parties by clicking on a link to the third parties’ website You do so at your own discretion. If You do decide to do this, then You will be leaving Our Website and Your use of any third party website including any payments You may make to them for their products and services will be governed by their terms and conditions of supply and not by these terms. Accordingly We strongly suggest that You also read the terms and conditions of any third party Website that You may access through clicking on a link from Our Website. We remind You that We can not be responsible or liable for the content, advertising, products services or the use You make of any third party Websites.

CUSTOMER SERVICE AND COMPLAINTS

We aim to provide You with an excellent service. However, if You are unhappy with Our service for any reason, please contact Us at Our address above, by telephone on 0845 8692 931 or by email at complaints@getmyfinance.co.uk.

We are available Monday to Friday 9.00am to 8.00pm UK Time. Calls will be charged at local rates, although mobile calls may vary. Calls to Us may be recorded for training purposes.

We will acknowledge receipt of your complaint, in writing, within 5 working days and We will inform You of the name and job title of the individual handling the complaint. We may combine the acknowledgement of the complaint with Our final response, but in any event We aim to resolve complaints at the earliest opportunity.

However, if for any reason you remain dissatisfied with our final response you may have the right to refer your complaint to the Financial Ombudsman Service. The details of this service will be provided to you with our final response letter.

If You are unhappy with any service or product that You have been introduced to through Our website, We recommend that You approach the provider of that service or product directly. If You require any providers contact details, please contact us directly.

YOUR PERSONAL INFORMATION AND OUR PRIVACY POLICY

GetMyPaydayLoan.co.uk and all other trading styles of Get My Finance Limited take your privacy seriously. This privacy policy explains the steps we take to ensure information about you is kept secure and confidential at all times.

Please read our privacy policy carefully as once you use our website service you will be regarded as having read and accepted this privacy policy. You must not use our website or our services if you do not accept this privacy policy.

Get My Finance Limited registered in England and Wales under company number 6369678 is the data controller number z1054050 in relation to the Services and your personal data. If you have any queries relating to our use of your personal data or any other data protection issues, please write to our address below.

Data Protection Officer
Get My Finance Limited
PO Box 4227
Llanishen
Cardiff
CF14 8DU

THE INFORMATION WE COLLECT FROM YOU

To take advantage of some of the services offered through Our website You might be required to provide Us with certain information about yourself. This may include doing such things as completing certain forms or registering your contact details on Our website. You may also be asked to provide Us with information on Our Contact page of  Our website about yourself if for any reason You wish us to contact You. The nature of Our business is such that We may also on occasion ask You to provide Us sensitive personal information as defined in the Data Protection Act 1998. We will take appropriate measures to protect such sensitive personal information.

We may use your personal information for the following purposes:

• to enable us to compare finance quotes

• to communicate with you by P.E.P(phone, email, post)

• to process a transaction between you and a third party

• informing you of offers and services which maybe of interest to you

COOKIES

We may also collect information about your computer, including where available your IP address, operating system and browser type using a cookie file which is stored in the hard drive of your computer. Cookies help us to improve Our website and deliver a better more personalized service to You. They allow Us to:

• personalise your experience on Our website by helping Us select services or products for inclusion on Our website which may be of interest to You;

• monitor general traffic sources, patterns and usage of Our website to help Us to improve Our website design and lay out.

Most browsers will accept cookies automatically, but usually You can alter the settings of your browser to prevent automatic acceptance. If You choose not to receive cookies, You may not be able to use certain features of Our website.

PASSING ON INFORMATION ABOUT YOU

Please be aware that once you use our service, you will be regarded as having given your consent to us disclosing your personal information to the following parties:

• third party providers and trusted partners whose services or products are listed on the results pages of the channels on our website, for the purposes of obtaining an online quotation for you or comparing different products and services as requested by you;

• other third parties either where necessary for those third parties to provide additional services or products requested by you or with your prior consent.

THIRD PARTY PROVIDERS AND DATA PRIVACY

If you decide to enter into a contract with a third party provider through a channel on our website, the information you have provided to us together with any further information requested by, and supplied by you to, the third party provider will be held by the provider for the purposes set out in that provider’s privacy policy. Therefore, you are strongly advised to read your chosen provider’s privacy policy and satisfy yourself as to the purposes for which the provider will use your personal information before entering into the contract. We have no responsibility for the uses to which a provider puts your personal information once you have contracted with that provider.

IMPROVING OUR SERVICE TO YOU

In order to ensure the Services that we provide to you continue to meet your needs we may ask you for feedback on your experience of using the site. Where we do, such data will only be used as part of our programme of continuous improvement and will not be published on the site.

YOUR RIGHTS

If You do not agree with this privacy policy then You should not enter any of your personal information on Our website. Our privacy policy applies solely to information collected by Us through Our website. Please note that We are not responsible for what any third party content provider or other third party offering services and products via websites linked to or framed around Our website may propose to do with any personal information that You may provide them. So please ensure that You also read their privacy policy and terms and conditions very carefully before providing them with your personal information.

If at any time after You have provided personal information to Us and You want to object to your personal information being used by Us, You need to inform Us by sending an email to Us at unsubscribe@GetMyFinance.co.uk. We will endeavour to process your request as soon as possible, but may take up to 10 working days in some cases to process your request.